Stop Guessing Where Your Money Goes. Start Building Real Wealth.

Track accounts, transactions, budgets, spending, cashflow, and investments in one place — so decisions are obvious.

Automate transaction cleanup

Create rules that auto-categorize and tag new transactions so your reports stay clean.

Auto-categorize based on account / merchant / category
Apply tags like Tax, Business, Reimburse, Subscription
Fix it once; it stays fixed

The clearest way to understand your cashflow

See income vs expenses and exactly where money flows—without spreadsheets.

Get started in 3 steps

Create your account, connect your accounts (optional), then budget and track with clarity.

01
Create your account

Set currency/language and your default Space.

02
Connect accounts

Sync automatically or add accounts manually.

03
Budget + track

Use Budgets, Spending, Cashflow, and Investments to stay on top.

Works on desktop and mobile

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Key features that make money clearer

Track accounts, budgets, spending, cashflow, and investments—plus automation to keep everything organized.

Net Worth & Accounts

See balances across institutions and track your net worth over time.

Budgets

Set monthly budgets and always know what’s left to spend.

Spending Insights

Break down spending by category and drill into the transactions behind it.

Cashflow Map

Visualize income vs expenses and see where your money flows each month.

Rules + Tags

Automate categorization with rules and tags so reports stay clean.

Investments

Track holdings, cost basis, market value, and performance in one place.

Built for clarity — and the trust your money deserves

OnTheBuck turns your accounts and transactions into a system you can actually use: budgets, spending insights, cashflow, and investments — in one place. Clear, simple, and upfront.

2 Ways to add accounts

Sync automatically or add accounts manually

6 Core views

Net worth, budgets, spending, cashflow, rules/tags, investments

3 Steps to start

Create your account → connect (optional) → budget + track

0 Spreadsheets required

Insights come from your data, not manual work