Stop guessing where your money goes. Start building real wealth.
Track accounts, transactions, budgets, spending, cashflow, and investments in one calm place, so your decisions are obvious.
Automate transaction cleanup.
Create rules once and OnTheBuck auto-categorizes and tags new transactions forever. Reports stay clean without ongoing maintenance.
- Auto-categorize by account, merchant, or category
- Apply tags like Tax, Business, Reimburse, Subscription
- Fix it once. It stays fixed.
The clearest way to understand your cashflow.
See income vs expenses and exactly where your money goes each month, without the spreadsheets or the CSV exports.
- Monthly income vs expense at a glance
- Drill into any month to see what changed
- Forecast next month from your history
From signup to first insight in under five minutes.
Create your account
Set your currency and language, then pick a default Space: Personal, Household, or Business.
Connect accounts
Sync banks and brokerages automatically, or add accounts manually if you prefer to stay offline.
Budget & track
Use Budgets, Spending, Cashflow and Investments to stay on top of it all, no spreadsheets needed.
Six views that make money clearer.
Track accounts, budgets, spending, cashflow, and investments, plus the automation to keep everything organized.
Net Worth & Accounts
See balances across institutions and track your net worth over time.
Budgets
Set monthly budgets and always know what's left to spend.
Spending Insights
Break down spending by category and drill into the transactions behind it.
Cashflow Map
Visualize income vs expenses and see where your money flows each month.
Rules + Tags
Automate categorization with rules and tags so reports stay clean.
Investments
Track holdings, cost basis, market value, and performance in one place.
Money your data can actually explain.
OnTheBuck turns your accounts and transactions into something you can actually use: budgets, spending insights, cashflow, and investments, all in one place.
Sync automatically or add manually.
Net worth, budgets, spending, cashflow, rules, investments.
Create account → connect → budget & track.
Insights come from your data, not manual work.
Works on desktop and mobile.
The same calm, clear interface on every device. Check a balance, log a cash spend, or approve a category rule from wherever you are.
- Native-feeling web app on iOS and Android
- Offline-friendly: your data syncs when you reconnect
- Same shortcuts on desktop for power users
