Pricing

Simple pricing. Start free.

Start on Free and stay as long as it works for you. Pro unlocks rules, full history, the Cashflow view, investments, and shared Spaces for the whole household.

Launch pricing for early members. These promotional prices may change as we add features.

Free

For getting your accounts in one place and seeing the basics.

$0/ month

Up to 2 connected accounts
Manual accounts (unlimited)
Budgets & Spending views
1 year of transaction history
1 Space

Start free

Launch price

Pro

For individuals and households serious about the full financial picture.

$6/ month, billed annually

Unlimited connected banks
Full Cashflow & Investments (incl. TFSA/RRSP)
Rules + Tags automation
Unlimited transaction history
Power search & filtering
Shared Spaces for the whole household (up to 5 members)

Start free trial

All prices in Canadian dollars (CAD).

On every plan

What you get, regardless of plan.

Some things shouldn't be a paywall.

Bank-level security

Read-only bank connections via Plaid, a regulated aggregator. We never see your password.

Your data is yours

Export everything to CSV any time. We don't sell or share your data.

Unlimited manual accounts

Track cash, crypto, foreign accounts, or anything else, manually if you prefer.

Multi-currency

Track accounts in CAD and USD, and see your net worth in one base currency.

No upsell pressure

Free is genuinely useful. Upgrade when you actually need more.

Cancel any time

Month-to-month. Your data stays available on Free for 90 days after.

FAQ

Honest answers to the obvious questions.

Yes. Pro starts with a 7-day free trial, no credit card required. You can downgrade to Free any time.

Both. Annual billing saves roughly 25% on Pro.

Yes. OnTheBuck is built for Canada: prices are in CAD, we connect to major Canadian banks through Plaid, and we support account types like TFSA and RRSP. You can also track USD accounts and see everything in one base currency.

You can export everything as CSV at any time. If you cancel, your data stays read-only on the Free plan for 90 days before deletion.

OnTheBuck connects to banks through Plaid, a regulated aggregator, using read-only access. We never see your bank password and we don't sell your data.

Yes. If you'd rather not connect your bank, you can add accounts and transactions by hand, even on the Free plan.

If something isn't working for you in the first 30 days, just email us and we'll refund your last payment, no questions asked.