Master your money with precision.
Track net worth, budgets, spending, cashflow, and investments in one clean dashboard, so you always know what to do next.
Your financial life, summarized.
Stop guessing where you stand. OnTheBuck pulls your accounts and transactions into one place so you can see net worth, income, expenses, and trends at a glance.
- Visual cashflow: income vs expenses and where money flows
- Smart budgeting: budget by category and know what's left
- Portfolio + net worth: assets, liabilities, and investments together
- Rules + tags: automatically categorize and label transactions
- Power search: find any transaction by anything
- Shared Spaces: separate personal, household, and business
Automate transaction cleanup with Rules + Tags.
Set rules once and keep your data consistent going forward. Better data means better budgets, better insights, and less manual work.
- Auto-categorize new transactions based on conditions
- Tag workflows like Tax, Business, Reimburse, Subscription
- Keep reports clean without ongoing maintenance
Tools you'll use every week.
The core tools you'll use weekly to stay on top of your money.
Net Worth & Accounts
Track balances across institutions and follow net worth over time.
Budgets
Set monthly budgets and always know what's left to spend.
Spending Insights
Break down spending by category and drill into transactions.
Cashflow Map
Visualize income vs expenses and see where money flows.
Rules + Tags
Automate categorization so your data stays clean.
Investments
Track holdings, cost basis, market value, and performance.
Spaces
Share a Space for household or partnership finances.
Power Search & Filtering
Find any transaction by merchant, category, tag, amount, or date.
Notifications
Get alerts for budget issues, connection problems, and invites.
Accessible through all your devices.
OnTheBuck works the same on desktop, tablet, and mobile. Log a cash expense on the go, then dig into cashflow when you're back at your desk. No extra apps to install, nothing locked behind an upsell.
- Responsive web app: no install required
- Same shortcuts on every screen size
- Add to Home Screen on iOS / Android for app-like access
See how OnTheBuck compares
Honest comparisons with the other ways Canadians track their money.