Looking for a Wealthica alternative?

Wealthica is one of the few finance tools actually built in Canada, and it's good at what it does: pulling your investment and bank accounts into one net-worth dashboard, priced in CAD. But it was built as a portfolio tracker, not a budgeting app, and that's where people start wanting something more complete.

Why people look for a Wealthica alternative

• It's investments-first, not budgeting. Wealthica is strong on net worth and portfolio tracking. It doesn't do real budgets, spending breakdowns, or a cashflow view.
• The free tier got thinner. Wealthica moved from free to paid. The free plan is manual entry only now, and syncing accounts automatically runs CAD $50 to $250 a year depending on tier.
• No shared households or separate Spaces. It's built around your personal portfolio, not couples or multiple setups.

OnTheBuck vs. Wealthica

The honest difference

Both are Canadian, both track net worth in CAD, and both handle USD holdings. If your main goal is watching your portfolio, Wealthica is good and goes deep on investments. OnTheBuck is a fuller day-to-day money app: budgets, spending, cashflow, and shared Spaces on top of net worth. A lot of people use a tracker like Wealthica and still want the budgeting side, and that's the gap OnTheBuck fills.

Who should pick which

• Pick Wealthica if you mostly want a Canadian portfolio and net-worth tracker and don't need budgeting.
• Pick OnTheBuck if you want budgets, spending, cashflow, and households too, with a free plan to start.

Start free and see your whole picture, not just your portfolio.

Competitor details are current as of 2026; check their site for the latest pricing and features.