Looking for a Rocket Money alternative?

Rocket Money (formerly Truebill) is best known for one thing: finding subscriptions you forgot about and canceling them, or negotiating your bills down. That's useful. But if you want a full picture of your money, and you're in Canada, it starts to show its limits.

Why people look for a Rocket Money alternative

• It's built around bill cancellation, not budgeting. The subscription-finder is the star. Budgets, cashflow, and net worth are lighter than in a dedicated money app.
• US-only. Rocket Money's own help center says it doesn't support banks outside the US, and the app isn't even in the Canadian App Store. If your money is at TD or RBC, it's a non-starter.
• The free tier nudges you to pay. Premium is "pay what you want" (currently about US$7 to $14 a month), and bill negotiation takes 35 to 60% of whatever it saves you in the first year.

OnTheBuck vs. Rocket Money

The difference

Rocket Money is a good sidekick for trimming subscriptions. OnTheBuck is the main tool: budgets, spending, a cashflow view, investments, and shared Spaces, built for Canada and priced in CAD. You could use both, but for the day-to-day picture, OnTheBuck is the one you'll open.

Who should pick which

• Pick Rocket Money if your main goal is canceling subscriptions and negotiating bills, and you're in the US.
• Pick OnTheBuck if you want the full money picture in CAD, with a free plan to start.

Start free and see where you actually stand.

Competitor details are current as of 2026; check their site for the latest pricing and features.