Budgeting without spreadsheets

A budgeting spreadsheet is great, right up until it's Sunday night and you're copy-pasting transactions again.

Spreadsheets give you total control. They also give you homework. Fall behind for a week and the numbers stop being trustworthy, so you stop opening the file.

The trade-off you're making

Keep the control, drop the chore

OnTheBuck is built for spreadsheet people. You still decide how everything's organized, you just set it up once. Make a rule ("anything from this merchant is Groceries," "tag this account as Business") and it applies from then on. Your accounts sync in the background (read-only, so we never see your password), and the picture stays current without you touching a cell.

What you get back:

• Net worth across every account, updated automatically.
• Budgets and spending insights that don't depend on your data-entry discipline.
• A cashflow view that shows money in vs money out, and forecasts next month from your history.
• Rules and tags: spreadsheet-level control without the maintenance.

You don't have to give anything up

Your data is still yours: export everything to CSV anytime. If you love the ritual of a spreadsheet, keep it for the deep dives and let OnTheBuck handle the day-to-day, so the numbers are always right when you look.

Start free, and upgrade only if you want more.